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Digital financial three-piece set: Settlement, channel, payment
To build a truly operational global financial network, three levels need to work together:
XRP offers settlement efficiency: its network can complete cross-currency fund settlements in a few seconds and has achieved commercial deployment with dozens of banks.
CFX is a "trusted intermediary" for the on-chain world in relation to real-world regulations, playing a strategic role especially in the internationalization process of the Renminbi;
ACH completes the payment link "the last ring", connecting on-chain wallets, fiat accounts, and global merchants, truly turning crypto assets into "usable assets".
These three types of coins are not concept speculation, but rather system-level, long-term financial infrastructure assets.