CEO of Digital Ascension Group: XRP – The Cryptocurrency Misjudged for Its Great Potential

Jake Claver – CEO of Digital Ascension Group – just celebrated his YouTube channel reaching 100,000 subscribers with a special sharing about XRP. According to him, this is one of the most misunderstood cryptocurrencies, yet it has the potential to play a central role in the future global financial system. Trust from Institutional Investments Claver revealed that Digital Wealth Partners – a strategic partner – is currently holding over 200 million USD worth of XRP. This massive holding clearly demonstrates the confidence of financial institutions in the long-term potential of this currency. Not only simply "betting" on price fluctuations, the company also offers cryptocurrency-backed loans such as BTC and XRP with a loan-to-value ratio of up to 80%, with interest rates ranging from 13% – 16%. Claver stated that some upcoming partnerships could significantly reduce this interest rate. It is noteworthy that the company does not operate independently but collaborates with the traditional financial advisors of its clients, assisting in managing both traditional investment portfolios such as IRA or 401K. This combination allows clients to access both traditional finance and digital assets simultaneously, where XRP plays a key role due to its ability to handle transactions suitable for institutions. XRP And "Email Obfuscation" For Global Payments Claver compares the role of XRP to the development of early email. In the past, to send an email, users had to use the same service provider. But now, thanks to standardized protocols, any email can be sent and received across all platforms, almost for free. He believes that XRP can completely become the "common protocol" for global digital payments, connecting applications and cross-border banking systems. If this scenario occurs, the true value of XRP will be re-evaluated by the market as large financial institutions adopt it widely. However, Claver also acknowledged that achieving consensus among major banks, along with meeting strict KYC and anti-money laundering (AML) requirements, is no small challenge. XRP Price Outlook and Impact Factors According to the analysis, the most critical time that could strongly affect the price of XRP will fall in mid-August 2025 – when the U.S. Securities and Exchange Commission (SEC) is expected to clarify the legal status of XRP. Positive outcome: can create a big boost, triggering a strong price increase. Negative outcome or delay: may put downward pressure on the price. Not only that, Paul Howard – Director of Wincent – also stated that the possibility of the Federal Reserve (FED) adjusting interest rates in September 2025 will have a significant impact on market sentiment. A decrease in interest rates will cause capital to seek higher profit opportunities, and tokens with strong practical applications like XRP could benefit. However, in the short term, capital still prioritizes flowing into major coins like BTC and ETH before shifting to altcoins. Conclusion: The Uneven Path of XRP The future of XRP will depend on: The level of real acceptance in payments and finance. A clear legal framework from regulatory authorities. The macroeconomic context and global capital flow trends. If Claver's vision comes to fruition, XRP could become the new generation payment platform, playing a role similar to that of the email protocol for communication. On the contrary, if legal barriers and compliance requirements continue to persist, investors need to consider a defensive strategy or DCA ( dollar cost averaging ) to reduce risk. Although the road ahead is still full of challenges, XRP remains a "strong candidate" for the global digital payment revolution.