U.S. Bank: Stablecoin market capitalization increases by 75 billion in the short term, with "GENIUS" setting the tone for institutions.

Since the U.S. stablecoin bill "GENIUS Act" was signed into law by Trump, major Financial Institutions have started to make predictions about the future market size of stablecoin (Stablcoin). Bank of America, BofA( also recently stated that the stablecoin will be influenced by the "GENIUS Act" and that its market capitalization will increase by 25 billion to 75 billion dollars in the short term.

The market capitalization of stablecoins will exceed 300 billion, with "GENIUS" and institutions as the main driving force.

According to reports, after Trump officially signed the "GENIUS" to set the regulatory tone for stablecoins, it has driven the development of related infrastructure and tokenized finance. BofA pointed out that this is an important turning point for the crypto industry, and more stablecoin-related products will be launched along with infrastructure investment activities. Market competition is heating up, and it may even compete with tokenized deposits and money market funds for the same pool of funds.

BofA further estimates that stablecoins will increase by 25 billion to 75 billion USD in the short term. The current total market capitalization of stablecoins is about 270 billion USD. Assuming an additional increase of 75 billion USD, the market size could potentially exceed 300 billion USD.

) Trump signs the "GENIUS Act": The US stablecoin market enters a new regulatory era, who are the winners? How does USDT survive? (

In the future, the CLARITY Act will assist in accelerating the development of tokenized assets.

In addition to the GENIUS, BofA stated that in the next 2 to 3 years, there will be further improvements to the regulatory framework with the market structure bill called the CLARITY Act, which clarifies the positioning of digital assets in the United States and explicitly distinguishes whether cryptocurrencies are "commodities" or "securities."

The bill has currently passed the House vote and is now submitted to the Senate for review. BofA believes that after the CLARITY Act is implemented, it will promote the consolidation of stablecoins, accelerate the adoption of tokenized assets, and make the market scale and regulatory system more mature.

Bank of America is optimistic about the growth of stablecoins, while JPMorgan maintains a reserved attitude.

BofA mentioned that many American banks are ready to issue their own stablecoins and are inclined to adopt a banking alliance model to promote it. BofA CEO Brian Moynihan also stated last week that BofA has completed the preliminary preparations and is currently waiting for the best timing to take action.

BofA added that from a macro perspective, most stablecoin reserves are likely to be allocated in U.S. Treasury bonds, boosting demand for short-term U.S. Treasuries. The Treasury may therefore adjust its debt issuance structure, increasing the proportion of short-term U.S. Treasuries issued to align with market characteristics.

Overall, BofA is quite optimistic about the short-term market development of stablecoins, but JPMorgan has a more conservative view. They believe that the current infrastructure ecosystem for stablecoins is still not mature enough, and stablecoins account for less than 1% of global cash flow, with little appeal to the average consumer. This is because stablecoin issuers can earn interest income by buying U.S. Treasury bonds or keeping reserves in banks, but for users, it only offers convenience in 'transferring' with no additional income, so the market cannot experience explosive growth overnight.

This article from the American Bank: stablecoin market capitalization is expected to increase by 75 billion dollars in the short term, with "GENIUS" and institutions setting the tone for this, first appearing in Chain News ABMedia.