Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
322,472,208
0.000475%/
0.000523%
/4.59%
0.000625%
/5.48%
btc
BTC
2,612
253.83M USDT
0.000242%/
0.000336%
/2.95%
0.000293%
/2.57%
eth
ETH
6,444
11.9M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,901,403
42.09M USDT
0.000557%/
0.000613%
/5.37%
0.000979%
/8.58%
doge
DOGE
196,137,019
35.96M USDT
0.000356%/
0.000403%
/3.54%
0.000430%
/3.77%
ondo
ONDO
23,940,258
21.99M USDT
0.000899%/
0.001259%
/11.03%
0.001088%
/9.54%
shib
SHIB
1,018,305M
13.86M USDT
0.000328%/
0.000358%
/3.14%
0.000613%
/5.37%
kas
KAS
135,817,241
13M USDT
0.000170%/
0.000187%
/1.64%
0.000428%
/3.75%
usdc
USDC
12,875,019
0.000362%/
0.000658%
/5.77%
0.001031%
/9.04%
ltc
LTC
141,566
12.74M USDT
0.000356%/
0.000389%
/3.41%
0.000613%
/5.37%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?